By the end of this lesson, you will be able to identify the costs of accessing your money with various third parties and summarize the risks and protections of checks, prepaid cards, debit cards, gift cards, and online/mobile payment systems.

By the end of this lesson, you will be able to categorize expenses as fixed, variable, and/or periodic.

By the end of this lesson, you will be able to discuss the motivations for and benefits of donating money, items, or time to charities; determine how it fits into a spending plan; and evaluate specific charities based on purpose, management, outcomes or results, and reputation.

By the end of this lesson, you will be able to create a budget that includes expenses and savings out of a given amount of income.